1. Contain
Secure the affected account, end unknown sessions and remove suspicious forwarding or app access.
If a password has been exposed, a login looks unfamiliar, or your email or banking account has been taken over, take the next steps in the right order. Osborne & Davies Digital Guard supports hacked account recovery across London, Croydon and the UK.
Start with the email account.
Tell us which account is affected and what you noticed. Never send us your password or a one-time security code.
Work through these steps in order. If you cannot get into an account, use the provider's official recovery process and keep a note of the steps you have taken.
Act in this order.
Change its password first, using a new one you do not use elsewhere. Check that the recovery email and phone number still belong to you.
Review signed-in devices, sign out of sessions you do not recognise, and remove unknown devices from the account.
Look for unexpected email forwarding rules, changed recovery details and linked apps you did not approve. Remove access you cannot identify.
Report suspicious payments or possible banking access through your bank's official channel. Ask what to secure next and follow its instructions.
Changing passwords alone may leave an attacker signed in. Recovery needs a clear sequence: remove access, protect the accounts that matter most, then check that recovery details are yours.
Order matters here.
Secure the affected account, end unknown sessions and remove suspicious forwarding or app access.
Start with email, banking and government-related accounts, then work through shopping and social accounts.
Set up multi-factor authentication again. Add backup methods that do not rely only on the compromised email or phone.
Check account activity and recovery details again. Keep watch for alerts, payment changes or fresh sign-in attempts.
A password exposed on one site can put other accounts at risk if you reused it. Prioritise accounts that can reset other passwords or reveal personal and payment details.
Retire every reused version.
Osborne & Davies Digital Guard can help you make a practical reset order and review ways to reduce repeat account takeover. For ongoing personal security, see our personal cybersecurity guidance.
Unexpected credit checks, account opening messages or post about a service you did not request deserve attention. Keep the evidence and contact the organisation named in the notice through a verified channel.
Keep a clear record.
Save letters, emails and reference numbers linked to an application or account you did not make. Check the details with the organisation directly.
Store identity documents and account references securely. Avoid sending copies or personal details in response to an unexpected message.
Review account notices, credit activity and post. An alert can help, but it cannot replace checking with the relevant provider.
Your mobile number can be used to receive account recovery codes. If phone service suddenly stops without explanation, contact your mobile provider promptly using another phone or its verified website.
Take a sudden signal loss seriously.
You do not need to diagnose the whole incident before asking for help.
Look for sign-in alerts, devices or locations you do not recognise, changed recovery details, messages you did not send, and rules or purchases you did not create. Alerts can be delayed, so check the account's own security activity as well.
Use the provider's official recovery route first, unless the provider or your bank tells you to close or freeze something. Secure the email address that controls recovery and contact the bank directly if financial access may be involved.
Use the service's official compromised-account process from a device you trust. Contact the provider through its verified support route and explain which recovery details changed. Do not share passwords or one-time codes with anyone who contacts you.
It depends on the provider, the checks it needs and whether you can still access a trusted recovery method. Some accounts can be secured quickly; others need a review by the provider. Keep case references and follow-up dates together.
Tell us which account is affected, what changed and what you have already tried. We will help you set the next priority without asking you to disclose your password or security codes.